Many believe that wealth is a product of inheritance or sheer luck.

(P.S. Luck? We'll delve into that another day—unveiling the art of creating it, especially in this era of singularity.)

What if I challenged that belief?

What if I told you that the ability to generate wealth is an inherent gift—something almost everyone is born with? (Deuteronomy 8:18)

As per the World Ultra Wealth Report 2023 by Altrata:

An overwhelming majority (about 85%) of the ultra-wealthy have crafted their prosperity—the epitome of being "self-made."

“In a capitalist society, you are paid in proportion to the perceived value that you have.” — James Jani

The key lies in perceived value, relying on cognitive clarity that clings to truth without bias.

So, what is this truth?

School & Society Train Us to Become the 99%

Chances are, your savings account is barely breathing, gasping for air from paycheck to paycheck.

Perhaps your savings are a distant dream, overshadowed by the looming presence of credit card balances or the persistent weight of student debt hanging over your head.

Likely, your income is confined within the limits of a 9-5 job—a position secured with the degree you painstakingly pursued in university.

"Specific knowledge is knowledge that you cannot be trained for. If society can train you, it can train someone else, and replace you." — Naval

The educational system, a relic of the Industrial Revolution, has never changed since the 18th century.

Built on a factory model, its primary goal is efficient production.

However, the instructions handed down by school and society at large often lead you down the wrong path—setting you up for challenges rather than preparing you for success.

Chasing Money Is the Wrong Way

“We are the average of the five people we spend the most time with.” — Jim Rohn

You are both the product and producer of your environment.

Immerse yourself in an environment saturated with deceit, and what do you end up with?

The BIGGEST LIE you've been fed for too long is this—go to school, get a job, get promoted, and get rich.

Building wealth isn't a status game or a money gamble.

“We cannot solve our problems with the same thinking we used when we created them.” — Albert Einstein

The truth is: if you’ve been chasing money, you’ve been doing it all wrong.

Money is the vessel through which we transfer time and wealth.

Wealth lies in possessing assets that earn while you sleep.

We accumulate assets not by chasing money, but by pursuing problems and, more importantly, their solutions.

Right to Choice: Autonomy of Time

Why are you building wealth?

For the money itself?

Or for being rich?

Neither holds the answer.

The result is vastly different from the PURPOSE.

Real life is unpredictable—it could be long, or it could end in the next heartbeat.

Prepare for longevity and approach each day as if it could be your last.

You want to seize the day.

You want to savor life.

You want to prioritize those who matter most, free from the constraints of mere survival.

Wealth (or financial freedom) grants the right to choice—autonomy of time.

Moreover, TIME is more valuable than money.

As defined by Investopedia:

"Time value of money is the concept that money today is worth more than money tomorrow."

So your time today holds more value than your time tomorrow.

Ready to steer CHANGE now?

Steward Mindset: Owning Nothing (0%)

The prerequisite of time freedom is financial freedom.

The prerequisite of financial freedom is MINDSET freedom.

If you believe what you possess is 100% yours, you confine yourself to its limitations.

Owner misspends, but steward manages.

Stewards acknowledge they own nothing (0%), enabling them to multiply entrusted resources.

How to shift from an owner identity to a steward mindset?

You must liberate yourself from the fear of death.

The fear of having no money stems from the fear of death.

Fear compels you to chase money.

Freedom empowers you to create values.

So, how do you eliminate fear?

Jesus called his disciples to him and said, “I tell you the truth, this poor widow has given more than all the others who are making contributions. For they gave a tiny part of their surplus, but she, poor as she is, has given everything she had to live on.” — Mark‬ ‭12‬:‭43‬-‭44‬ ‭NLT

You have to give without expectations.

You must dare to give 100% (because 0% is yours).

GIVING leads to freedom without fear.

However, I want to remind you (if you know GOD):

Be cautious of the exchange mindset.

If you give with the desire to gain something, you are still driven by fear—not love.

Another crucial concept is that giving alone will not make you rich.

Giving and knowing how to manage your wealth will.

Relativity Theory to Wealth

"Nature shows us only the tail of the lion. But there is no doubt in my mind that the lion belongs with it even if he cannot reveal himself to the eye all at once because of his huge dimension." — Albert Einstein

Time Is Relative

How many times can you sell one of your time slots?

If you offer a service or work a job, you sell your time once to a single customer.

Getting a paycheck from a company isn't fundamentally different from providing a service to a client.

They are all time-bound.

But when you create products with no marginal cost of replication (such as software or media), you build a machine that runs 24/7 online.

Your time can be sold once or multiple times.

Even when working for a company, you can extract double the value from a time slot—by completing the job and acquiring specific knowledge simultaneously.

Time is relative, allowing multiplication.

Focus Is Finite

Why do successful people, like Steve Jobs and Mark Zuckerberg, wear the same thing every day?

Because they aim to reduce decision fatigue.

Attention is limited.

Focus is finite.

They amplify their focus through simplicity.

They embrace minimalism to enrich their lives.

Their goal? To enhance the lives of one billion people every single day.

Guard your focus.

Value Creation Is Gravity

Why do you pay for what you pay for?

Because they entertain you, adding fun to your life.

Because they empower you to reach your goals.

Because they provide what you want but you're unsure how to obtain it.

Similarly, you earn by giving society what it desires but hasn't figured out how to acquire—at scale.

It's an iterative game where returns come from compound interest.

The more value you create, the more perceived value you receive.

Value creation is the gravity—drawing more value toward it.

Solving burning problems creates value.

Satisfying rigid needs creates value.

Always contribute value to people.

Value–Impact Equivalence

Why did Sam Altman return as CEO without owning any equity?

Why can OpenAI employees shake up a powerful board of directors?

Simply because they are more valuable to OpenAI.

The more value you create, the more impact you make.

Value is the vessel of impact:

I = vf ²

I = impact

v = value

f = focus

Channel your focus to create value.

Make an Impact & Live in Abundance: Harvest Is Your New Reality

Giving takes away the fear of the poor.

Problem-solving is the power of the rich.

Do you know: our cup is already full?

We are born with the ability to add value to others.

Problem-solving = Value creation = Impact making = Wealth building

What problem will you solve?

What challenges do you aim to confront?

Whose life are you committed to improving?

What impact are you dedicated to creating?

A million-dollar problem yields an impact on millions.

A billion-dollar problem extends your influence to billions.

Adopting a steward mindset immerses you in abundance.

Take action, offer unparalleled value, and witness the harvest becoming your new reality.

Don't pursue money; focus on making a lasting impact!